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Car donations help create a win-win
situation
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The
IRS has revised the rules for taking a deduction as of January 1, 2005, if
the value of the donated vehicle is over $500 and the item is sold by the
charity, the deduction that the taxpayer can take is limited by the amount
of money the charity actually receives from sale of the auto.
The
charitable organization must also provide the donor with a letter of sale
within 30 days of the sale stating the actual amount they received.
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For
example, you donate an auto to charity, and the value of that car is
$2,000. The charity sells the car for $1,500. Your deduction will only
be $1,500.
Here
are some hints on how to get and give the most from your car donation:
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An
auto tends to
sell better if it is clean. The charity may hire someone to clean the
car if its not clean and that cost will be deducted from the actual
value of the vehicle sale.
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If there are
minor things that need fixing, fix them. Changing light bulbs or gluing
a mirrors and trim back on won’t cost you much to do, but it could
reduce the sale price of your vehicle and your tax deduction if you
don’t make these minor repairs.
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Treat the
auto as
if you were going to try to sell it.
Of course you wouldn’t want to make any major repairs, it’s
almost impossible to recoup those costs, but make the car, truck, van or
RV look as appealing as possible. Remember,
you aren’t selling it, but someone is, try to help them out, it will
get them more money, and get you a larger deduction.
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If you wish to
donate only to a specific charity, go for it!
However, you may want to research various charities to see if
there are any fees associated with the donation or sale of your vehicle.
Some charities may an outside company to sell any donated vehicles and
those companies tend charge a commission which will get applied against
the value of your vehicle and lower your deduction.
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If you have a
collector car, luxury car or custom car or hot rod, you may still donate
it, but you must realize that you will only get a deduction for that
value of the sale of the vehicle. These
types of vehicles tend to lend themselves to a specialty market, and may
not fetch a favorable value at a charity auction.
Think long and hard before donating that ’57 Chevy or the
Bentley that has just been kicking around.
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